No Reductions Allowed by Fannie Mae in Short Sale Agent Commissions

TWO IMPORTANT UPDATES:
1. I've run into a number of agents who are not aware of Fannie Mae's new policy for their servicing companies that prohibits a reduction in agent commission below the listing agreement level, unless the total commission is above 6%. This went into effect March 1, 2009. For details, here's the link: https://www.efanniemae.com/sf/guides/ssg/annltrs/pdf/2009/0903.pdf
2. Since the home owner/borrower often doesn't know if Fannie Mae owns their loan, direct them to Fannie Mae's web site: http://www.fanniemae.com/index.jhtml. Then click on the button "Does Fannie Mae Own Your Mortgage?" which takes them to a page where they type in the property address. I tested it for one of our investment properties and it's a snap.